October is National Co-op Month, and cooperatives can have a lot to teach us about smart money habits. Co-ops are built on member ownership and a shared stake in the outcome—and in practice, that tends to translate into patience and a long view. You can apply the same mindset to your own finances: Think long-term. Co-ops are built around the needs of generations of members, not just what happens this year. The same goes for your retirement savings. Small, consisten

We often talk about being prepared for severe storms, extended power outages and other emergencies. We stock flash-lights and batteries, keep emergency supplies on hand and make sure our homes are ready for changing seasons. But there’s another type of prepared-ness that deserves just as much attention: financial preparedness.

A Simple Recipe August is peak camping season, and whether you’re hitting the backcountry or the backyard, a good trail mix has something for every moment on the trail. A little something sweet, something salty, but most importantly, something with staying power. ​ Your financial plan should work the same way. A well-balanced mix of savings, investments and an emergency fund may give you energy for the long haul and something to fall back on when the path gets rough. ​ Many f